Third-Party Workers’ Compensation Article

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Third-Party Workers’ Compensation

When you are injured on the job, you have a right to file a workers’ compensation claim. In many cases, this claim is filed through your state’s Industrial Commission as a workers’ compensation claim.

Author: Paula Blackburn

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When your injury happens on the job but is the fault of a third party, you can file a personal injury claim which, in many cases, will far exceed the benefits you are provided under a typical workers’ compensation claim.

Examples of a Third-Party Claim

Commonly, third-party claims occur on construction sites. Particularly in the building trade, several contractors and subcontractors will be involved on a job site. If you sustain an injury that was caused by the negligence of another subcontractor, it is they, and not your employer, who should pay for your injuries.

Another example would be a truck driver who was injured in an auto accident caused by a negligent motorist. In this instance, it would be the driver of the other vehicle, not the trucking company, who is responsible for your injuries.

With a workers’ compensation claim, you need only prove your injuries occurred on the job. With a third-party claim, liability will need to be established, requiring an experienced and aggressive personal injury attorney.

Why Hire an Attorney

When your on the job injury is the result of a negligent third party, you need an attorney to conduct a thorough investigation into the cause of your accident. This is not as simple as a workers’ compensation claim because your settlement will be dependent on proving fault. An experienced personal injury attorney will help you determine liability, and will fight to ensure you are fully compensated for all of your losses.

These claims differ further from workers’ compensation claims in that you can also seek damages for physical and emotional pain and suffering. Under a third-party claim, you can seek damages including current and future lost wages, all related medical expenses, and any impact your injury has had to your quality of life. A personal injury attorney will be able to assess the full extent of your damages, and seek the total compensation you are due.

If you have been injured on the job by the negligence of a third party in Greenville, North Carolina, please visit the website of the experienced North Carolina personal injury attorneys at White &Stradley PLLC to see how you can get every penny you are due.

About Author

Durham, North Carolina workers compensation claims are handled at White & Stradley. If you need more workers compensation information, contact our workers comp attorney, Nancy White for a no obligation, no fee consultation.

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