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How to Get Cheap Auto Insurance for Teens

Because teenagers have the worst driving record of any age group - they accounted for more than 6,500 driving fatalities in the U.S. last year - teenage car insurance premiums are the highest. So how can you get cheap car insurance for your teen son or daughter? Read on ...

Author: Brian Stevens
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Cheap Auto Insurance for Teens Tips

Here are some tips on how to get cheap auto insurance for your teen son or daughter ...

* Raise their deductible - raising your teenager's deductible from $100 to $500 can lower their insurance premium by 10% to 20%.

* Change cars - the difference between insuring a souped-up sports car and a conservative sedan can be as much as $1,000 or more.

* Put your teen on your policy - by insuring your teenage son or daughter on your car insurance policy, you can get up to a 15% discount on their premium.

* Have your teenager take driver's training - getting your teenager to take a driver's ed course will save you 10% to 15% on their insurance and will give you a little peace of mind to boot.

* Encourage your teen to get good grades - you can get a 10% discount in some states if your son or daughter gets good grades in school.

* Get them to chip in - having your teenage son or daughter pay for a portion of their auto insurance premium will not only save you money, it will teach them responsibility.

* Get multiple quotes - the exact same car insurance with different companies can vary as much as $1,000 a year. That's $10,000 over a ten-year period that you could save by spending a few minutes online comparing quotes.

* Shop online - shopping online to get quotes from different insurance companies is the quickest and easiest way to compare rates and get cheap auto insurance for your teen.

About Author

Visit http://www.LowerRateQuotes.com to compare auto insurance rates from top-rated companies and get cheap auto insurance for your teen. You can get more auto insurance tips by checking out their "Articles" section. The author, Brian Stevens, is a former insurance agent and financial consultant who has written extensively on how to buy cheap auto insurance for teens.

Article Source: http://www.1888articles.com/author-brian-stevens-2546.html

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