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Fixing Errors on Your Credit Report |
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Learn how to go about fixing errors on your credit report. Get back on the track toward financial success by cleaning up your credit. |
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| Author: Lisa Nichols |
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Reviewing Credit Card Statements to Unearth Mistakes
Review credit card statements monthly to stay on top of credit report problems. Errors are unlikely to appear on a credit card statement. However, it’s important to review credit card bills to make sure there are no mistakes or suspicious charges. In addition, promotional or introductory annual percentage rates (APR) will eventually expire. Knowing when an APR will expire can help decide whether to switch to a low interest credit card or a balance transfer card to defer the additional charges and save money. Late payments, missed payments or late payments on other lines of credit can also result in an unexpected increase in interest rates. Reviewing credit card statements can help mitigate sudden, unplanned expenses and avoid problems with identity theft.
Monitor Credit Reports to Avoid Problems
Monitor a credit report to avoid problems. An inaccurate credit score can result in getting turned down for an apartment or a job. It may also mean getting turned down for insurance, a loan or a credit card, or paying more in fees or interest rates if approved. Monitoring credit reports for errors can help mitigate problems and speed up the approvals process for new lines of credit.
Protect Yourself From Identity Theft by Monitoring Your Credit Report
Carefully monitoring a credit report and credit card statements can help protect you from identity theft. Unusual, unfamiliar or suspicious activities on a statement should be immediately reported to the credit card company. In addition, if identity theft is found through reviewing credit card statements, the credit reporting agencies should be notified. A credit report monitoring service identifies suspicious activities and quickly notifies you so you can decide if you need to take further action to protect yourself from identity theft.
About Author
Lisa Nichols is a freelance writer, website content strategist and marketing and PR strategy consultant. Originally from Eugene, Oregon, Lisa is currently based in Covington, Kentucky (also known as greater Cincinnati, Ohio).
Article Source:
http://www.1888articles.com/author-lisa-nichols-8788.html
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