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How to play safe with plastic money? |
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Credit card should be taken after comparing aspects such as life add on amount, free credit period, payment pattern and bonus. The comparison of these aspects help to get a credit card that suits your needs. |
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How to go for the best housing finance company? |
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This Union Budget has increased the tax benefit amount related to housing finance. The borrower should choose an ideal lender after assessing aspects like rate of interest, post sale services, loan amount and reach of the HFC. |
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NRI loan interest rate - Purpose is the king |
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NRI loan interest rate depends heavily on the purpose of borrowing. When the purpose is to invest in share or commercial immovable property market, the payable interest rate is higher. Any loan borrowed by the NRI to be invested at an employment generating project is charged a lower rate. |
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Manage your imaginable needs |
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Though there is disparity in the payable rate of interest and other terms and conditions, personal loan is the most cost-effective way to meet short term needs. These loans are gaining popularity in India |
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How to keep savings account active for ever |
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If the customer does not make transaction in his savings account for more than a year, the bank considers this account as inactive. Regular transaction and fragmentation of expenditure helps to to avoid such situation. |
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Three ways to play safe with your plastic money |
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Balance transfer, repayment of the borrowed amount within the grace period and paying the minimum monthly installment help you to handle your credit card bills at an affordable limit. These there steps help you to have interest free credit option. |
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Personal loan- The necessary evil |
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The increase in the level of default is rising in the personal loan sector. This article advises to deal cautiously with the high interest loans. |
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The loan that can give you tax benefit |
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Tax rebate is available according to the Income Tax Act of India for the home loan borrowers. The maximum limit of this rebate is 1.5 lakhs per financial year. |
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Financial inclusion at stake |
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The alarming growth of non performing assets in the retail loans sector (personal loan, unsecured loan, auto loan and credit card) will have negative impact on the smooth functioning of the Indian banking system. This will affect the goal of attaining greater financial inclusion. |
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While borrowing, count on the cheapest option |
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Loan against property is gaining popularity in India due to its borrower-friendly approach. Lower rate of interest, longer repayment period and better customer service are the unique features of these types of loans. |
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Home Loan: Get A Home Without A Hole In The Pocket |
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In the present day market scenario, the prospective home loan aspirants are being greeted by lucrative offers from the financial institutions. The prevailing market trends along with the positive response of the Reserve Bank Of India have further strengthened the market. |
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Freedom From Debt - Your Cup Of Tea Now |
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You can consolidate your higher interest unsecured loan burden with the help of loan against property. This loan charge a lower rate of interest(12%-14% per annum). |
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The Right Deal Is Not That Far, Just Stay Focused |
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If you are a prospective home loan borrower, the doors of financial institutions are always open for you. These opened doors ensure that you can easily get a "fair and reasonable deal" to get a home of your dreams. |
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Dual Benefit At A Single Cost |
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HSBC and Citi bank have designed a unique product that offers the liquidity of savings account and the higher interest benefit of fixed deposit. Senior citizen will earn more interest on these accounts compared to others. |
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RBI In Mood Of Home Loan Rate Cut |
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RBI has sent guidelines for all banks in India to lower the home loan rate. This guideline will definitely benefit the prospective home buyers. |
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Home Loan: Small All Set To Dominate |
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The Indian home loan market is growing rapidly as the upcoming metros and state capitals are now witnessing a steady demand. This article throws light on this growth trend. |
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Loans: Decoding The Hassles Of Our Lives |
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In today's world, whatever the case may be, the financial stability is the only factor that we all look for. Whether it is personal life or it is the life related to the business, one needs complete financial freedom in every aspect of life. |
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Tips That Make Home Loan Search Easy |
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Due to the increased competition in the Indian home loan market, the terms and conditions of borrowing has become more borrower friendly. A good online research will definitely fetch you a competitive loan deal. |
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Loans: The Economic Seeds |
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Loans are those systematized and regularized mechanisms of credit-taking, binding both the creditor and the funds-taker in a legally-valid contract about the interest rates, terms and conditions of repayments and other related requirements. |
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The Economic Brick-Work To Realize The Financial Dreams |
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Indian loan scenario is continuously reformulating itself to provide newer and newer versions of consumer finance solutions. Through efficient service and the support by the related institutions in the field, very supportive financial modules have been devised to help the individuals in meeting. |
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On The Way Of Playing On The Same Level |
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According to the recent diktat of RBI the cooperative bank customers can now avail the ATM facility. RBI has also ordered to reduce the cost of third party ATM use. |
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It Is All About The Savings Bank Accounts |
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The savings accounts are meant to provide safety to the money that we earn. There are lots of other advantages too, which are discussed in this article. In India, there are lots of banks that are offering this service at very minimal costs. |
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Banking: The Cradle Of Capitalism |
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Banks are the chief participants in Indian financial system. The banking service provides numerous facilities for the common man. |
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Banking: The Power-House Of Economy |
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Indian banking is reshaping and remolding itself to meet the challenges ahead to cater to the needs of our massive population. Retail banking is one such sector which is catching on fast wheels of late. |
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Car Loans: Now Your Dream Car Is Just Few Steps Away |
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Car loans are now easier to find in India, as there are many banks competing for providing funds for this purpose. But, one should be well prepared before filing an application for the car loan. This article discusses different aspects of a car loan. |
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The borrowings to put wheels to your journey |
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Car loans enable the applicants to purchase the car of his/her liking. The purchaser is saved from lots of financial troubles, because one is required to pay only a portion of the total price in the form of down payment. |
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Loan: Your Friend In Need And Deeds |
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A loan is a convenient tool to finance ones personal and professional requirements. In the organized sector these are provided by public and private sector banks. |
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Purchase A Home And Save Tax |
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The recent union budget has offered more relaxation on tax payments to taxpayers who have taken home loan. This article makes an in depth analysis on how the deductions work. |
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The Loans Which Invest In The Future |
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Education loans are provided to meet the educational requirements like the fees covering tuition, hostel, library and other administrative charges. |
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Loan Against Property: Your Perfect Financial Partner |
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The loan on property is a type of secured loan, under which the property holders get an opportunity to release a number of benefits against the equity of the loan of their house or property. The repayment of the loan on property is also elongated for the easy and reasonable payment. |
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The Watchdog Is Active Now |
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Credit rating is a vital factor while the banks think of approving the personal loans. In India there is only one credit rating agency. |
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Personal Loans: Your Personal Monetary Assistant |
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The personal loans are made to serve you in the time of needs. These loans provide instant relief from your financial tensions. In India, these loan are available at very easy and positive terms and conditions. |
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Now There Is A Twist In The Tale |
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Bad credit personal loans are the latest innovations in the Indian loan market. Now, Indian bad credit borrowers can avail these loans against property. |
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Your Chances To Sow The Seeds Of Prosperity |
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A loan is an institutionalized form of borrowing taken for a pre-set time period at a fixed—or variable—cost of borrowing. These come in various forms to cater to the diverse needs of individuals under varied circumstances. |
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Fantastic Opportunity to own a Home in the Country of your roots |
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FEMA 1999 defines a Non Resident Indian(NRI) as an Indian citizen or Foreign National of Indian Origin staying outside India for purposes of employment, business or vocation under such circumstances as would require him/her to stay outside India for an indefinite period. |
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Make proper research before buying home |
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Purchasing a home is a complex affair. To make the home deal cheap and worthy the buyers are advised to take aspects like location, availability of finance and other legal aspects into consideration. |
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Things That Make Property A Hot Cake |
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Getting right value for a property is a difficult process. In this article, there are some basics any one should follow before buying or selling property. |
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Real Estate Is Growing; So Is Realty Fraud |
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With the growth of real estate market in India, the number of real estate fraud is also increasing. Indian sub-prime lending market is exploiting needy homeowners by provoking them to borrow more than the equity in their home. |
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Safe Returns, No Windfall |
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Real estate market is now a short-cut to profit generation. If your motive is to earn handsome profits, then go for the real estate mutual funds. |
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Expat Loans - No More A Dream |
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Indian economy after liberalization has attracted lots of foreign professionals. These professionals can now avail home loans and other personal loans from Indian financial market. |
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IT And Retail Add Flavour To Real Estate Boom |
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Indian real estate market is growing at a whooping rate as a result of the IT and retail boom. In the next five years the demand for commercial and residential property will be manifold. |
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